Paying for insurance goes hand-in-hand with owning and driving a car, motorcycle, RV, ATV, boat, or pretty much anything that rolls along the road or water. Monthly premiums can easily get expensive, so let us help you shop for the best coverage at a rate that works for your budget.
Virtually all mortgage companies require a borrower to have homeowners
insurance for the full or fair value of a property. You don't even have
to own your home to need insurance. Many landlords require tenants
to maintain a renter's policy to live in their properties. So, if you need
insurance for your home, mobile home, or personal items, we're here to help you find
the best plan.
No one enjoys thinking about death, but one of the most caring things you can do for your loved ones is to plan for it. Life insurance is a simple and smart way to protect the financial health of your family when you're gone. The money from your policy replaces the income you provided and can be used for
anything - funeral expenses, living expenses, college tuition, mortgage
payments, and even everyday bills and expenses. If you'd like to compare your current policy or set up a new one, we can help.
Without business insurance, you may have to pay out-of-pocket for costly damages and legal claims that could be financially devastating for your business. In some states, you're actually required to have specific types of business insurance. We're here to advise you on it all. We can help you find just the right policy to protect the business you worked so hard to build.
Workers' compensation provides medical and wage benefits to anyone who's injured or becomes ill at work. This type of coverage is mandated, and the benefits vary by state. So, when looking for the best carrier, it helps to have an experienced agent like us who knows the laws and your industry. It also helps to know what value-added services are available. For instance, some carriers offer free resources that improve workplace safety, help prevent fraudulent claims, and provide a large network of care facilities available to your injured workers. We'd be happy to show you some options.
If you run a small business, general liability insurance can protect you from financial loss if you're found liable for property damage or personal injury caused
by your services, operations, or employees. These risks can easily happen during normal business hours, and they can get
expensive. Most small businesses don't have the resources to
cover a liability claim, so having the right insurance is key. Let us help you find what you need.
If your business frequently performs services in customers' homes or on the premises of other businesses, you should strongly consider getting bonded. It provides great comfort to potential clients, and it protects you from risks that could potentially put you out of business. This is an area where it's crucial to perform due diligence to determine adequate insurance coverage. We're highly experienced and available to help.
Whether you're an employer looking to provide dental insurance for your team or an individual needing dental insurance for you and your family, we can help you find a plan that fits your needs and budget. Dental costs can quickly get expensive, especially if you need fillings, crowns, root canals, or implants. Many plans offer options to cover these types of services, and we can help you compare and consult on what's right for you.
